Introduction

Risk management helps build resilience into your circle.

“Hindsight is a wonderful thing but foresight is better, especially when it comes to saving life, or some pain!” — William Blake

It also takes account of Murphy's Laws :

1. Anything that can go wrong will go wrong.
2. Left to themselves, things tend to go from bad to worse.
3. Nothing is as easy as it looks.
4. Everything takes longer than you think.
5. If there is a possibility of several things going wrong, the one that will cause the most damage will be the one to go wrong..